DRAFT — Not yet reviewed by an attorney This is a template for enterprise/Business Layer engagements. It has not been reviewed by a lawyer and is not yet signed by anyone.
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Master Service Agreement

Template version: July 16, 2026

1. Structure of this agreement 2. Services 3. Fees & payment 4. Term & termination 5. Intellectual property 6. Confidentiality 7. Data protection 8. Warranties 9. Limitation of liability 10. Indemnification 11. Insurance 12. General provisions

This Master Service Agreement ("Agreement" or "MSA") is entered into between Livin LLC ("LIVIN," "we") and the business identified on an accompanying Order Form ("Customer"), and governs Customer's engagement of LIVIN OS's custom/enterprise "Business Layer" services (for example, a deployed Business Receptionist instance, a custom integration, or other bespoke work).

1. Structure of this agreement

This MSA sets out the general terms that apply to all engagements between the parties. The specific scope, deliverables, timeline, and fees for a particular engagement are set out in one or more Order Forms or Statements of Work ("SOWs") signed by both parties, each of which is incorporated into and governed by this MSA. Where a Business Layer engagement involves LIVIN processing personal data on Customer's behalf, the Data Processing Agreement is also incorporated by reference.

2. Services

LIVIN will provide the services described in the applicable Order Form/SOW ("Services") using commercially reasonable skill and care. Any change to scope requires a written change order signed by both parties.

3. Fees & payment

4. Term & termination

5. Intellectual property

LIVIN retains all rights in the underlying LIVIN OS platform, software, and pre-existing IP, and grants Customer a non-exclusive license to use it as part of the Services during the term. Customer retains all rights in its own data, brand, and materials it provides. Any custom deliverables created specifically for Customer under an SOW are owned as specified in that SOW; absent a specific statement, LIVIN retains ownership of the underlying platform while Customer owns its configuration, content, and output data.

6. Confidentiality

Each party will protect the other's confidential information with at least the same care it uses for its own confidential information (and no less than reasonable care), and will use it only to perform this Agreement. This does not apply to information that is public, independently developed, or required to be disclosed by law (with notice to the other party where legally permitted).

7. Data protection

To the extent LIVIN processes personal data on Customer's behalf in connection with the Services, the terms of the Data Processing Agreement apply and are incorporated into this Agreement.

8. Warranties

LIVIN warrants that it will perform the Services in a professional manner consistent with industry standards. EXCEPT AS EXPRESSLY STATED, THE SERVICES ARE PROVIDED "AS IS," AND LIVIN DISCLAIMS ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

9. Limitation of liability

EXCEPT FOR BREACHES OF CONFIDENTIALITY, INDEMNIFICATION OBLIGATIONS, OR A PARTY'S GROSS NEGLIGENCE OR WILLFUL MISCONDUCT, NEITHER PARTY WILL BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES. EACH PARTY'S TOTAL LIABILITY UNDER THIS AGREEMENT WILL NOT EXCEED THE FEES PAID OR PAYABLE BY CUSTOMER UNDER THE APPLICABLE ORDER FORM IN THE 12 MONTHS PRECEDING THE CLAIM.

[PLACEHOLDER — consider a carve-out raising or removing the cap for data breach liability, given the sensitivity of data a Business Layer customer may route through the Service; discuss with counsel and your insurance broker together, since your cyber liability coverage limits should line up with whatever cap you agree to here.]

10. Indemnification

LIVIN will defend Customer against third-party claims that the Services, as provided by LIVIN, infringe a third party's intellectual property rights, and will indemnify Customer for resulting damages awarded, subject to the liability cap in Section 9. Customer will similarly indemnify LIVIN against claims arising from Customer's own data, instructions, or misuse of the Services.

11. Insurance

During the term, LIVIN will maintain: (a) commercial general liability insurance, and (b) cyber liability / technology errors & omissions insurance covering data breach response, privacy liability, and network security liability, each in commercially reasonable amounts appropriate to the scale of Services provided. Upon request, LIVIN will provide a certificate of insurance and, where the Order Form requires it, name Customer as an additional insured.

[This clause is exactly why the Cyber Liability Insurance step matters — many enterprise customers will require proof of this coverage before signing, and will ask for specific minimum coverage amounts (commonly $1M–$5M per occurrence for a company this size). Get the policy in place before offering this MSA to a real customer, and fill in the actual minimum coverage amount here once you have a quote.]

12. General provisions